Who qualifies as a first-time buyer?

If you’re unsure whether you qualify as a first-time buyer, we’ve outlined what you need to know to help.

You are a first-time buyer if…

  • You have never owned a freehold or leasehold interest in a dwelling before
  • You are purchasing, for the first time, your main or only residence

You are not a first-time buyer if…

  • You have been left a share of or an entire residence in a will
  • You own a static caravan
  • You own a residential property elsewhere in the world
  • You are buying a home with someone who has owned a property before (please note, this is only the case if the home is going to be in both names)
  • You have already participated with a housing association in a shared ownership scheme
  • You are planning to buy your first home as a buy-to-let property, even if it is your first property


Information sourced from Homeward Legal.